Business bank accounts, itemised one line at a time
The accounts small businesses and LLCs actually open — Novo, Mercury, Bluevine, Relay, Found and the national banks — written up in plain words, with the trade-offs left on the page instead of flattened into a number.
This site is new and nothing is published yet. The lines below are the ground it is being built on. Every amount column is empty because there is, so far, nothing to enter in it.
Novo
Fee-free business checking aimed at one-person operations.
Mercury
Banking built around startups and the people who fund them.
Bluevine
Checking that pays interest, sitting next to a line of credit.
Relay
Several accounts under one login, for envelope-style budgeting.
Found
Banking and bookkeeping in one place for the self-employed.
Chase Business Complete
What a national branch network buys you, and what it charges for.
Online-only against a branch you can walk into
The trade most small businesses are actually choosing between.
What a monthly fee waiver really asks of you
Minimum balances, card spend and transfer counts, in plain terms.
Cash and cheque deposits: who still takes them
Where the money physically goes in when there is no branch.
Opening an account for a brand-new LLC
EIN, formation documents, and keeping the books separate from day one.
The slip is blank on purpose. When entries do arrive, one account being the better answer than another will be argued in sentences — never scored, rated or placed on a board.
Teller notes
Worth putting on the record before there is anything to read, because it is what the writing will be held to.
The name says rank; the ranking is words
No scores, no star ratings, no leaderboard. Where one account is the better pick for a particular job, the write-up says so and shows the reasoning.
Nothing is claimed as tested
No account was opened to produce this page. Where a write-up rests on published terms and fee schedules rather than on use, it says which.
Fees and terms move
Anything time-sensitive is dated on the page and read back against the bank's own schedule before it goes up.
Affiliate links are disclosed
Some links earn a commission. That never sets the order things appear in, and it is stated on every page it applies to.